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Graystone Financial

Your Mortgage Specialist for Life

Do you ...

Want to purchase a home?

Use the equity in your home to remodel, consolidate your debt, or just take a vacation?

Refinance at better terms than your existing mortgage?

We have over 100 different lenders competing for your business with thousands of programs.

Here are just a few things we can accomplish for you:

Purchases as low as 3.9%  This is an MTA (Monthly Treasury Average)

Bad Credit Purchase and Refinance Programs  We can help people with almost any kind of credit.  Everyone deserves a fresh start.

Difficult to Prove Income?  Can't prove your income?  Don't worry, we can help you!

Debt-to-Income Ratio out of proportion?  We have programs designed especially for you.

No Money Down Purchases

Debt Consolidation Loans  Consolidate all your debt into one low monthly payment.

Mortgage Only Programs  If you have a good payment history on your mortgage, but nothing else, then this program will help you.  We only look at your payment history on your mortgage.

No Credit Score Programs  This program does not look at your credit score.  We only assess your payment histories.  This benefits you if you have lots of credit with a good payment history.

The list goes on...Just fill out our quick online application (Apply Today) to see what we can do for you!  Email us with any questions.

We realize that life has a way of getting in the way of our financial goals sometimes and it leaves very few people with "A" credit anymore.  We understand and know how to help.  

Any client

Any credit (A+ to D-)

Any income (child support, alimony, social security, pensions, commissions, etc.)

Any type loan (purchase, debt consolidation, home improvement, cash out, etc.)

Any type of repayment (fixed, adjustable, balloon, Buy-Down, gift letter, etc.)

Any repayment term (as short as 5 years or as long as 30 years with a balloon)

Competitive Rates, with no P.M.I. needed for some loans

Time from application to closing averages 14 working days--not months

Specialists in low-money-down purchases and hard to prove documentation

We close your loans quickly and with respect!

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Are You Looking for a Home?

Give us a call and we can quickly pre-qualify you.

Are You Working With a Realtor?  Do You Know How to Find One?  We Can Help You Find a Realtor That Will Work With You!

 

 

Realtors:

Ask us about our free software to help you pre-qualify and market. 

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